XP XP Inc.

$15.02▼ -3.96% Unknown Other Last sync: just now Syncing
Key Metrics & Fundamentals
Market Cap
$7.76B
P/E Ratio
7.8
Div Yield
1.28%
52W Range
14.98 - 23.13
% vs 50 MA
-15.14%
% vs 200 MA
-15.25%
RSI-14
35.1
MACD Histogram
-0.1000
Beta (1Y vs SPY)
1.83
Gross Rev
$1.93B
Gross Profit
$491.00M
EBITDA
-$1.30B
COGS
$1.44B
Operating Exp
$1.81B
Operating Income
-$1.31B
EBIT
-$1.31B
Pretax Income
$1.34B
Net Income
$1.32B
EPS (Diluted)
2.55
Price & Volume History
Volume (M)
Financial Overview - Income Statement Quarterly
AI Analysis
Generated May 28, 4:29 PM
Company Overview

XP Inc. is a leading, technology-driven financial services platform in Brazil, offering a comprehensive suite of investment products, brokerage, and advisory services. It has established a strong competitive position by disrupting traditional banking models through its independent advisor network and digital platform, catering to a broad client base from retail to institutional.

Bull Case
  • An attractive P/E ratio of 8.6 suggests the stock may be undervalued relative to its growth potential and market position in a developing financial market.
  • XP Inc. holds a dominant market share in Brazil's rapidly expanding investment and wealth management sector, poised to benefit from increasing financial literacy and wealth accumulation.
  • Significant growth potential exists through continued client acquisition, cross-selling of new products like digital banking, and expansion of its ecosystem.
  • Trading 26.2% below its 52-week high indicates substantial upside potential if market sentiment improves or company-specific catalysts emerge.
Bear Case
  • The stock is exhibiting strong negative price momentum, trading significantly below both its 50-day (-9.3%) and 200-day (-6.9%) moving averages, signaling a clear bearish trend.
  • The current price of $17.07 is very close to its 52-week low of $15.61, indicating strong selling pressure and potential for further downside if this key support level breaks.
  • As a Brazilian financial institution, XP Inc. is exposed to the inherent volatility of Brazil's macroeconomic environment, interest rate fluctuations, and potential changes in the regulatory landscape.
  • The Brazilian financial market is highly competitive, with established banks and emerging fintechs vying for market share, which could impact XP's growth trajectory and profitability.
Recent Performance

XP Inc. is currently experiencing a bearish trend, with its price at $17.07, down 0.4% for the day and a significant 26.2% from its 52-week high. Technically, the stock is trading well below both its 50-day and 200-day moving averages, confirming a downtrend in the short to medium term. The RSI-14 at 41.7 suggests weakening momentum and proximity to oversold conditions, indicating persistent selling pressure and a potential retest of its 52-week low.

AI-generated analysis is for informational purposes only and does not constitute financial advice.

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