WTFC Wintrust Financial Corporation

$154.63▼ -0.37% Unknown Other Last sync: just now Syncing
Key Metrics & Fundamentals
Market Cap
$10.43B
P/E Ratio
13.0
Div Yield
1.35%
52W Range
116.57 - 162.96
% vs 50 MA
4.98%
% vs 200 MA
10.34%
RSI-14
61.7
MACD Histogram
+0.3700
Beta (1Y vs SPY)
1.03
Free Cash Flow
$913.97M
Gross Rev
$713.17M
Gross Profit
$713.17M
EBITDA
COGS
Operating Exp
Operating Income
EBIT
Pretax Income
$300.94M
Net Income
$227.39M
EPS (Diluted)
3.22
Price & Volume History
Volume (M)
Financial Overview - Income Statement Quarterly
Social Sentiment
No Reddit posts found for WTFC.
AI Analysis
Generated May 28, 2:35 PM
Company Overview

Wintrust Financial Corporation is a diversified financial services company primarily operating as a bank holding company. It provides a range of banking, wealth management, and other financial services to individuals, businesses, and institutions, primarily within its regional footprint. Its competitive position relies on its community-focused banking model and comprehensive service offerings.

Bull Case
  • The stock is trading significantly above both its 50-day (+4.9%) and 200-day (+8.6%) moving averages, indicating robust intermediate and long-term bullish momentum.
  • With a P/E ratio of 12.5, the company appears reasonably valued compared to the broader market, suggesting potential for upside if earnings growth is sustained.
  • An RSI of 58.4 suggests the stock has healthy buying interest without being overbought, implying there may be further room for price appreciation before a significant correction.
  • Despite a recent minor dip, being only 8.3% off its 52-week high demonstrates strong performance over the past year and sustained investor confidence.
Bear Case
  • Trading near its 52-week high could limit immediate upside and increase the risk of a short-term pullback or consolidation, especially given the recent daily decline.
  • As a financial institution, WTFC is inherently exposed to interest rate fluctuations, credit risk, regulatory changes, and broader economic downturns that could impact profitability.
  • The -0.8% daily change, while minor, indicates some immediate selling pressure that could signal a temporary shift in sentiment or profit-taking after a strong run.
  • The financial services industry is highly competitive, with pressure from larger national banks, regional peers, and emerging fintech companies, potentially impacting market share and margins.
Recent Performance

Wintrust Financial Corporation's stock is currently priced at $149.52, experiencing a minor daily decline of 0.8%. Despite this recent dip, the stock exhibits strong bullish momentum, trading 4.9% above its 50-day moving average and 8.6% above its 200-day moving average. The RSI of 58.4 indicates healthy buying interest without reaching overbought conditions, suggesting the underlying uptrend remains intact even as it consolidates slightly below its 52-week high.

AI-generated analysis is for informational purposes only and does not constitute financial advice.

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