PYPL PayPal Holdings, Inc.

$40.70▼ -1.83% Industrials Other Last sync: just now Syncing
Key Metrics & Fundamentals
Market Cap
$35.90B
P/E Ratio
7.6
Div Yield
1.35%
52W Range
38.46 - 79.50
% vs 50 MA
-10.45%
% vs 200 MA
-25.75%
RSI-14
30.0
MACD Histogram
-0.2400
Beta (1Y vs SPY)
1.37
Free Cash Flow
$903.00M
Gross Rev
$8.35B
Gross Profit
$3.81B
EBITDA
$1.92B
COGS
$4.54B
Operating Exp
$2.25B
Operating Income
$1.56B
EBIT
$1.56B
Pretax Income
$1.39B
Net Income
$1.11B
EPS (Diluted)
1.21
Price & Volume History
Volume (M)
Financial Overview - Income Statement Quarterly
AI Analysis
Generated May 27, 5:26 PM
Company Overview

PayPal Holdings, Inc. operates a technology platform that enables digital payments and money transfers worldwide. It is a leading player in online payment processing, offering services through its PayPal, Venmo, and Braintree brands, serving consumers and merchants globally.

Bull Case
  • The current P/E ratio of 8.3 suggests the stock may be undervalued relative to its earnings, especially considering its historical multiples and sector peers.
  • A significant drop of 44.4% from its 52-week high indicates potential for a substantial rebound if market sentiment improves or the company demonstrates renewed growth.
  • PayPal maintains a strong brand recognition and a vast global user base, providing a competitive moat and network effects in the digital payments ecosystem.
  • Strategic initiatives to enhance merchant services, expand into new geographies, and leverage platforms like Venmo and Braintree could drive future revenue growth.
Bear Case
  • The stock is in a clear downtrend, trading significantly below both its 50-day (-5.3%) and 200-day (-22.7%) moving averages, indicating strong bearish momentum.
  • Intense competition from traditional financial institutions, other fintech companies, and tech giants (e.g., Apple Pay, Google Pay) continues to pressure PayPal's market share and profitability.
  • Slowing user growth and transaction volume growth rates raise concerns about market saturation and the company's ability to attract and retain new customers in a mature market.
  • The RSI-14 of 35.8, while not yet oversold, indicates weak price momentum and a lack of buying interest, suggesting further downside potential.
Recent Performance

PayPal's stock is currently trading at $44.18, significantly down by 44.4% from its 52-week high and near its 52-week low. The price action indicates a strong downtrend, with the stock trading below both its 50-day and 200-day moving averages, confirming persistent bearish sentiment. The RSI-14 at 35.8 further reinforces the weak momentum, suggesting a lack of immediate catalysts for a reversal.

AI-generated analysis is for informational purposes only and does not constitute financial advice.

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