PNFP Pinnacle Financial Partners, In

$93.11▼ -2.20% Unknown Other Last sync: just now Syncing
Key Metrics & Fundamentals
Market Cap
$14.07B
P/E Ratio
12.9
Div Yield
1.55%
52W Range
81.08 - 120.46
% vs 50 MA
0.01%
% vs 200 MA
1.54%
RSI-14
47.3
MACD Histogram
-0.2400
Beta (1Y vs SPY)
0.98
Free Cash Flow
$911.00M
Gross Rev
$1.19B
Gross Profit
$1.19B
EBITDA
COGS
Operating Exp
Operating Income
EBIT
Pretax Income
$189.00M
Net Income
$150.00M
EPS (Diluted)
0.89
Price & Volume History
Volume (M)
Financial Overview - Income Statement Quarterly
AI Analysis
Generated May 28, 1:10 AM
Company Overview

Pinnacle Financial Partners is a regional financial services company primarily serving businesses and individuals. It operates as a community-focused bank, offering a range of banking, lending, and wealth management services, aiming to differentiate through client relationship management and local market expertise.

Bull Case
  • The stock is trading above both its 50-day and 200-day moving averages, indicating a healthy short-to-medium term uptrend and positive technical momentum.
  • A P/E ratio of 13.6 suggests the stock is not excessively overvalued, potentially offering an attractive entry point for growth-oriented investors.
  • An RSI of 58.8 indicates the stock is not currently overbought, suggesting there may be room for further price appreciation without immediate reversal pressure.
  • Trading 18.7% below its 52-week high provides significant upside potential if the company can regain momentum and retest previous peak valuations.
Bear Case
  • As a regional bank, PNFP's profitability is highly sensitive to fluctuations in interest rates, which can impact its net interest margin and overall earnings.
  • Regional banks are vulnerable to local economic downturns, which could lead to increased loan defaults, reduced loan demand, and asset quality deterioration.
  • The financial services sector is highly competitive, with PNFP facing pressure from larger national banks, other regional players, and emerging fintech companies.
  • Banks operate under stringent regulatory oversight, and changes in regulations or unexpected credit events could negatively impact operations and financial performance.
Recent Performance

PNFP is currently trading at $97.96, experiencing a slight daily dip of -0.6%. Despite this recent minor pullback, the stock demonstrates positive technical strength, trading 6.4% above its 50-day moving average and 5.4% above its 200-day moving average, signaling an established uptrend. The RSI of 58.8 suggests the stock is in a healthy range, neither overbought nor oversold, implying potential for continued upward movement without immediate exhaustion, though it remains 18.7% below its 52-week high.

AI-generated analysis is for informational purposes only and does not constitute financial advice.

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