CHYM Chime Financial, Inc.

$16.79▼ -1.64% Unknown Other Last sync: just now Syncing
Key Metrics & Fundamentals
Market Cap
$6.40B
P/E Ratio
Div Yield
–%
52W Range
16.17 - 44.94
% vs 50 MA
-13.72%
% vs 200 MA
-21.46%
RSI-14
39.6
MACD Histogram
+0.0400
Beta (1Y vs SPY)
2.48
Free Cash Flow
$80.03M
Gross Rev
$647.39M
Gross Profit
$580.31M
EBITDA
$53.83M
COGS
$67.07M
Operating Exp
$534.15M
Operating Income
$46.16M
EBIT
$46.16M
Pretax Income
$53.91M
Net Income
$53.46M
EPS (Diluted)
0.13
Price & Volume History
Volume (M)
Financial Overview - Income Statement Quarterly
AI Analysis
Generated May 28, 7:11 PM
Company Overview

Chime Financial, Inc. is likely a prominent fintech company, specializing in digital banking or financial services. Given its substantial market capitalization, it likely holds a significant position within the challenger bank or payment processing segment, competing with traditional banks and other fintech innovators.

Bull Case
  • The stock is trading at a substantial discount of nearly 60% from its 52-week high, potentially offering significant upside if market sentiment or fundamentals improve.
  • A recent daily gain of +5.7% could signal a short-term reversal or renewed investor interest after a prolonged decline.
  • A market capitalization of $6.96 billion suggests a well-established company with considerable scale and resources, rather than a speculative micro-cap venture.
  • The current price is relatively close to its 52-week low, which might indicate that much of the negative news is already priced in, presenting a potential value opportunity.
Bear Case
  • The absence of a P/E ratio (N/A) strongly suggests the company is not currently profitable, raising significant concerns about its financial health and long-term viability.
  • The stock is in a severe downtrend, trading significantly below both its 50-day and 200-day moving averages, indicating persistent selling pressure and weak investor confidence.
  • A nearly 60% decline from its 52-week high points to substantial fundamental challenges, competitive pressures, or a significant loss of market trust.
  • The RSI of 38.5, while not yet oversold, reflects weak momentum and indicates that the stock remains under pressure with no clear signs of a strong reversal.
Recent Performance

CHYM has experienced a dramatic decline, currently trading nearly 60% below its 52-week high. Despite a positive daily bounce of +5.7%, the stock remains firmly entrenched in a downtrend, indicated by its position well below both the 50-day and 200-day moving averages. The RSI of 38.5 suggests weak momentum, implying that while a bottom might be near its 52-week low, there are no strong technical signals for a sustained recovery yet.

AI-generated analysis is for informational purposes only and does not constitute financial advice.

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