CFR Cullen/Frost Bankers, Inc.

$145.03▲ +0.93% Unknown Other Last sync: just now Syncing
Key Metrics & Fundamentals
Market Cap
$9.11B
P/E Ratio
14.1
Div Yield
2.87%
52W Range
119.00 - 148.97
% vs 50 MA
2.83%
% vs 200 MA
7.92%
RSI-14
62.1
MACD Histogram
+0.7600
Beta (1Y vs SPY)
0.60
Free Cash Flow
$198.72M
Gross Rev
$574.84M
Gross Profit
$574.84M
EBITDA
–
COGS
–
Operating Exp
–
Operating Income
–
EBIT
–
Pretax Income
$202.41M
Net Income
$170.99M
EPS (Diluted)
2.65
Price & Volume History
Volume (M)
Financial Overview - Income Statement Quarterly
Social Sentiment
No Reddit posts found for CFR.
AI Analysis
Generated May 28, 4:37 PM
Company Overview

Cullen/Frost Bankers, Inc. is a financial holding company operating primarily in Texas, offering commercial and consumer banking, trust, and investment services. It distinguishes itself through a conservative banking approach and a strong regional presence, fostering deep customer relationships within its market.

Bull Case
  • Strong regional presence in Texas, a state known for robust economic growth and population expansion, providing a fertile ground for banking operations.
  • Price trading above both its 50-day and 200-day moving averages, indicating positive short-term and long-term price momentum.
  • A P/E ratio of 13.3 suggests a potentially reasonable valuation compared to broader market averages, especially for a stable financial institution.
  • Historically known for conservative lending practices, which can lead to lower credit risk and greater stability during economic cycles.
Bear Case
  • Regional banks are highly susceptible to interest rate fluctuations, with potential for Net Interest Margin compression if rates decline or credit quality issues if rates rise too quickly.
  • Concentration in the Texas market exposes the company to specific regional economic downturns or industry-specific challenges within the state.
  • Intense competition from larger national banks, other regional players, and emerging fintech companies could pressure market share and profitability.
  • The stock is currently 8.1% below its 52-week high, suggesting it has lost some recent momentum or faces headwinds preventing it from reaching new highs.
Recent Performance

CFR's recent price action shows a slight daily dip of 0.6%, but the stock remains resilient, trading 0.5% above its 50-day moving average and 5.3% above its 200-day moving average, indicating a positive underlying trend. Despite being 8.1% off its 52-week high, its current price of $136.84 sits comfortably within the upper half of its 52-week range, with a neutral RSI of 51.6 suggesting balanced momentum.

AI-generated analysis is for informational purposes only and does not constitute financial advice.

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