CFG Citizens Financial Group, Inc.

$64.96▼ -1.08% Financials Other Last sync: just now Syncing
Key Metrics & Fundamentals
Market Cap
$27.47B
P/E Ratio
15.4
Div Yield
2.80%
52W Range
40.17 - 68.79
% vs 50 MA
3.90%
% vs 200 MA
12.84%
RSI-14
62.3
MACD Histogram
+0.3500
Beta (1Y vs SPY)
1.17
Free Cash Flow
$237.00M
Gross Rev
$2.17B
Gross Profit
$2.17B
EBITDA
COGS
Operating Exp
Operating Income
EBIT
Pretax Income
$650.00M
Net Income
$517.00M
EPS (Diluted)
1.13
Price & Volume History
Volume (M)
Financial Overview - Income Statement Quarterly
Social Sentiment
No Reddit posts found for CFG.
AI Analysis
Generated May 27, 8:00 PM
Company Overview

Citizens Financial Group, Inc. (CFG) is one of the oldest and largest financial institutions in the United States, offering a broad range of retail and commercial banking products and services. It operates primarily across the New England, Mid-Atlantic, and Midwest regions, serving individuals, small businesses, middle-market companies, and large corporations, competing as a significant regional player.

Bull Case
  • The stock exhibits strong technical momentum, trading significantly above both its 50-day (+2.4%) and 200-day (+10.8%) moving averages, indicating a robust uptrend.
  • A P/E ratio of 14.9 could be considered reasonable for a financial institution, potentially offering value compared to broader market averages or some peers.
  • Despite a recent daily dip, the stock remains relatively close to its 52-week high, suggesting sustained investor interest and price strength over the past year.
  • The RSI-14 of 54.8 is in neutral territory, indicating the stock is not currently overbought and potentially has room for further appreciation without immediate technical exhaustion.
Bear Case
  • The stock experienced a -0.9% daily change and is 8.3% off its 52-week high, suggesting some recent selling pressure or resistance at higher price levels.
  • As a bank, CFG's profitability is highly sensitive to interest rate fluctuations, which could impact net interest margin in a changing or uncertain rate environment.
  • A slowdown in economic growth could lead to increased loan defaults, reduced loan demand, and pressure on asset quality, impacting bank earnings and capital.
  • The financial sector faces ongoing regulatory scrutiny and intense competition, which can compress margins and increase compliance costs for regional banks like CFG.
Recent Performance

CFG is currently trading at $63.07, experiencing a slight daily decline of 0.9%. While it has pulled back 8.3% from its 52-week high, the stock maintains a strong technical posture, trading 2.4% above its 50-day moving average and 10.8% above its 200-day moving average. The RSI of 54.8 suggests neutral momentum, indicating the recent dip has not pushed it into oversold territory, but also not overbought.

AI-generated analysis is for informational purposes only and does not constitute financial advice.

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